2026 George Access Practice Test

These questions are part of the practice quiz. Start practicing

• True or False: An agent must provide the same email for their accounts across Sircon, certification training site, and the Georgia Access Agent Portal.
• What role does the Georgia Access Agent Portal serve for agents?
• Which of the following factors can influence a business’s FTE count?
• True or False: Protected Health Information (PHI) can identify an individual and is transmitted by a "covered entity."
• Why is context important when interpreting scientific data?
• Which of the following groups would generally NOT be considered employees when calculating FTEs?
• What writing techniques enhance clarity and engagement?
• When should agents collect Protected Health Information (PHI)?
• What is an essential practice for an agent working from home to protect sensitive information?
• How might a business benefit from accurately counting FTEs?
• Which of the following is NOT a reason listed for an employer losing eligibility for SHOP coverage?
• Are consumers who buy a Catastrophic plan eligible to receive financial assistance?
• Which of the following is not the responsibility of an agent?
• Which of the following techniques is considered effective for prewriting?
• Which of the following is an example of a breach?
• What is the primary purpose of the 2026 George Access Practice Test?
• Which critical skill is evaluated in the writing section of the test?
• Which of the following skills is important for reading comprehension?
• True or False: Agents should have different email addresses associated with their profiles on Sircon, the certification training LMS, and the Georgia Access Agent Portal.
• How does critical thinking enhance answering questions in social science?
• What is the main difference between Medicaid and PeachCare for Kids® based on income levels?
• How can students show their understanding of scientific concepts?
• In what ways are small employers not permitted to enroll in SHOP plans?
• Is Personally Identifiable Information (PII) free of demographic information?
• Which steps occur before plan enrollment in health insurance?
• How do sample questions help students prepare for exams?
• All of the following are goals of HIPAA except:
• Which government program is designed specifically for children from working families with incomes above Medicaid limits?
• After shopping for a health coverage plan, what is the next step in the consumer journey?
• What is the term for the unauthorized acquisition or disclosure of PHI?
• If a consumer qualifies for Cost-Sharing Reductions (CSRs), which metal level must they enroll in to receive extra savings?
• What type of information does PII typically represent?
• Which of the following qualifies as a hardship exemption circumstance?
• True or False: The MAGI methodology combines a consumer's taxable income with certain non-taxable income then subtracts any applicable deductions.
• What is a key focus of the science questions in the assessment?
• Which of the following is not an eligibility requirement for a Qualified Health Plan (QHP)?
• What is one of the primary benefits of collaborative study sessions?
• Which format of questions is common in the reading section of the test?
• Which of the following is certified by Georgia Access to meet the Essential Health Benefits under the Affordable Care Act (ACA)?
• Based on her situation, what is Gracie likely eligible for?
• What is the role of vocabulary in the reading comprehension section?
• What are the ways agents can enroll consumers in on-Exchange plans in Georgia?
• Why is considering counterarguments important in a persuasive essay?
• Why would a small business want to monitor its FTE employee count?
• How long do consumers have to file an appeal after receiving an Eligibility Determination Notice?
• True or False: An agent with a revoked license will still be decertified.
• Which of the following reasons might a company hire part-time employees?
• What is a typical challenge in the mathematics section for students?
• In a small business context, which of the following best describes a Full Time Equivalent (FTE) employee?
• Which of the following experiences does not qualify an individual for a Special Enrollment Period (SEP)?
• How can practice with sample tests enhance performance on the actual exam?
• Which of the following best describes how FTEs are calculated?
• What constitutes a well-rounded argument in the writing section?
• True or False: Agents must receive their certificate of authority from the insurance company within 15 days of selling an insurance product.
• What is a common type of question format used in the science section?
• Which of the following groups can commit fraud?
• How can contextual clues aid in understanding vocabulary in reading passages?
• Which of the following should agents avoid to comply with ethical standards?
• How many FTEs from Pecans Unlimited decline SHOP coverage due to having coverage under their spouse's insurance?
• A consumer must provide which type of income information when applying for assistance?
• What distinguishes a hypothesis from a theory in scientific research?
• What characterizes multifaceted questions in the science section?
• Which of the following best describes the Advance Premium Tax Credit (APTC)?
• True or False: All agents must be associated with an agency on the Georgia Access Agent Portal.
• Why is flexibility important in problem-solving in mathematics?
• If Kristen wants health coverage, should she continue paying her premiums while appealing her ineligibility?
• Which of the following is not an arrangement for small employers seeking health benefits?
• Covered entities who knowingly obtain or disclose IIHI under false pretenses with the intent to sell, transfer, or use it for commercial advantage, personal gain, or malicious harm may be sentenced up to ____ years in prison.
• Why is it important to revise answers on a practice test?
• True or False: Employers have 90 days to appeal a SHOP eligibility determination.
• Bill Buckley has a wife and two children with an estimated household MAGI of 398% of the FPL. What is he most likely eligible for?
• What is a common pitfall in scientific reasoning to avoid on the exam?
• When can employees not utilize a single SHOP plan for coverage?
• What is the minimum number of FTEs a small business needs to meet certain health care requirements?
• Which main content areas are assessed in the 2026 George Access Practice Test?
• Which of the following steps occur after enrollment? (Select all that apply)
• True or False: An individual can only have one type of health coverage at a time.
• What common misconception can arise when interpreting charts?
• What is the main eligibility criterion for employers participating in SHOP with 25 or fewer full-time equivalents (FTEs) regarding federal tax credit?
• What importance does geometry have in the math section of the test?
• How can scientists ensure their results are valid?
• What must consumers do to use an Individual Coverage Health Reimbursement Arrangement (ICHRA)?
• What types of texts are included in the reading comprehension section?
• What is the purpose of qualifying for the Full Time Equivalent (FTE) employee requirement in small businesses?
• Which groups can commit fraud, waste, and abuse?
• In understanding employee requirements, what does the term "FTE" stand for?
• Which of the following is not a covered entity under HIPAA?
• True or False: To satisfy the Minimum Participation Rate (MPR), 70% of employees offered SHOP plans must enroll or have coverage from another source.
• Which factor is not used to calculate the amount of an Advanced Premium Tax Credit (APTC) a consumer is eligible for?
• How many days does Georgia Access take to provide a decision on an employer's SHOP eligibility application?
• How long do employers need to maintain Georgia Access SHOP coverage to stay eligible when growing their workforce?
• What is one advantage of enrolling in a Qualified Health Plan (QHP)?
• How can reflective journaling benefit writing skills?
• How does practice with previous years’ tests help?
• Is the statement true or false? Emma, a certified agent, leaves consumer documents in a folder on top of her desk at the end of the day so she remembers to follow up with the consumer tomorrow. These documents contain PII and PHI. Emma is effectively protecting PII and PHI.
• Which strategies can enhance understanding of text in the reading comprehension section?
• What is the significance of using transitional phrases in writing?
• Which of the following statements about QSEHRAs is true?
• What should Virginia do upon discovering her bag containing Protected Personal Information (PII) is missing?
• What does PHI stand for in health information privacy?
• What do QHPs certified by Georgia Access meet according to ACA requirements?
• What is the significance of scientific inquiry in the science section?
• What is a key factor that contributes to test anxiety among students?
• Which of the following are examples of security incidents? (Select all that apply)
• Which information must an agent collect in the record of authorization from a consumer?
• Which source is NOT a place where employers can learn about SHOP plans?
• Which of the following individuals, if employed by the same small business, would qualify the employer for the Full Time Equivalent (FTE) employee requirement?
• Which requirement must be met to qualify for Georgia Pathways?
• True or False: Only employers who seek to claim the Small Business Health Care Tax Credit are required to obtain eligibility determination from Georgia Access.
• What is one way to assess a good source during research for writing?
• What aspect of enrollment is required for consumers seeking CSRs?
• How does analyzing questions before reading a passage aid comprehension?
• What is one method for approaching complex reading questions?
• What does a successful science fair project exemplify?
• Which step is essential before enrolling in a health plan?
• Which document must an employer include when submitting an appeal for SHOP eligibility determination?
• What are the two most common types of fraud committed by agents nationwide on Exchanges?
• Which document do agents need to confirm their training completion?
• What circumstance qualifies as a major hardship for exemptions?
• True or False: The MPR is calculated as the number of FTE employees accepting SHOP coverage divided by the number offered coverage, excluding those that have other health coverage.
• After completing certification training and the final assessment, which of the following steps are agents required to take?
• What is a potential drawback of miscalculating FTEs in a business?
• Which of the following statements apply to a Premium Tax Credit (PTC)?
• What types of mathematical concepts are tested in the 2026 George Access Practice Test?
• Which of the following is not a HIPAA rule?
• Which of the following describes an effective study strategy for exams?
• Is the statement true or false? Personal email addresses are not PII.
• A Health Reimbursement Arrangement (HRA) is funded solely by what?
• Why is understanding graphs and charts important in mathematics?
• Is the statement true or false? PII contains demographic information and personal information that may be able to identify a consumer, while PHI is specifically Individually Identifiable Health Information (IIHI).
• Which of the following is an example of an access control for protecting PII and PHI?
• What should students do during a practice test to simulate real testing conditions?
• What is a critical evaluation skill that can aid on the exam?
• What age range qualifies an individual for Georgia Pathways?
• In the writing skills assessment, students are often required to:
• True or False: Modified Adjusted Gross Income (MAGI) is used to determine eligibility for Family Medicaid and PeachCare for Kids®.
• Which piece of information is essential for agents to facilitate successful consumer enrollment?
• What type of worker would typically count towards the FTE calculation?
• Which option allows employees to select from all SHOP plans available at a single metal level tier?
• Which strategy is least effective for enhancing reading comprehension?
• Which of the following is not an example of a qualifying circumstance for a hardship exemption?
• Georgia Pathways is a Medicaid program available for Georgians who are between the ages of 19 and 64 and have a household income up to what percentage of the Federal Poverty Level (FPL)?
• What is an effective method for memorizing mathematical formulas?
• Which components are essential in a structured essay?
• Which of the following is not a requirement for certified agents to participate in Georgia Access?
• What is one of the goals of HIPAA?
• What steps must employers take to complete the eligibility determination process?
• Gary is an agent working at his home office; which of the options below is not a best practice for protecting PII and PHI?
• What safeguards are in place to prevent agent fraud on Exchanges?
• What could cause an employer to lose their eligibility for Georgia Access SHOP coverage?
• The amount of Advance Premium Tax Credit (APTC) a consumer qualifies for is based on what factors?
• For how long is the Small Business Health Care Tax Credit available for tax years beginning after 2013?
• What types of calculations are often found in geometry questions?
• In what scenario would an individual not qualify for assistance under a Special Enrollment Period?
• What does the term "variable" mean in a scientific context?
• Which of the following are requirements to participate in AgentConnect?
• How does identifying evidence in a reading passage benefit comprehension?
• At what point in the agent license revocation process is the agent no longer permitted to enroll consumers?
• Which of the following is an example of a qualifying circumstance for a hardship exemption?
• Which agency oversees the rules and regulations for insurance agents in Georgia?
• Why is understanding order of operations important in mathematics?
• Which of the following would not end an employer's Georgia Access SHOP coverage eligibility?
• Which stakeholders are required to report fraud, waste, and abuse to Georgia Access?
• What does HIPAA aim to secure in relation to healthcare?
• What type of reasoning is often assessed in the mathematics section?
• Where can employers learn about and compare SHOP plans?
• In reading comprehension, how can identifying the main idea improve understanding?
• Which of the following statements about AgentConnect is not accurate?
• What is the primary purpose of the Minimum Participation Rate (MPR) requirement?
• Which option reflects a correct description of Authorized Enrollment in agent fraud?
• What is an effective approach for timed writing tasks during the exam?
• How many years are agents required to maintain records of consumer consent?
• How can geometry questions be applied in real life?
• True or False: Employers must always provide SHOP coverage to all eligible employees.
• What was the SHOP participation rate for Pecans Unlimited if 8 out of 10 FTEs enroll in SHOP coverage?
• Other than SHOP, which coverage options do small employers have?
• What strategy can enhance retention of scientific concepts?
• How do graphic organizers improve writing organization?
• How does a thesis statement benefit essay writing?
• Which statement accurately describes QSEHRA reimbursements?
• True or False: An individual must meet MAGI requirements to qualify for ABD Medicaid.
• What does "peer review" indicate in writing?
• What is the benefit of reviewing corrections on practice tests?
• Which of the following experiences qualifies an individual for a Special Enrollment Period (SEP)?
• Which entity must comply with HIPAA regulations to protect patient information?
• Which of the following is a primary role of the Georgia Access Agent Portal?
• What types of data representations should students be comfortable interpreting?
• Which of the following is a common characteristic of FTE calculations?
• True or False: The use of a covered entity's PHI is entirely unrestricted.
• What must agents do to remain compliant with Georgia Access regulations?
• Which of the following statements is true regarding ICHRAs and QSEHRAs?
• What role does record-keeping play in calculating FTEs?
• What method is effective for improving scientific literacy?
• How should one effectively address essay prompts?
• Which strategy is useful for effectively analyzing a reading passage?
• Why is finding reliable resources important in test preparation?
• Which of the following experiences are qualifying live events for a Special Enrollment Period (SEP)?
• Which of the following is a requirement for handling Personally Identifiable Information (PII)?
• What should only be shared in relation to PII and PHI?